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Traveler’s checks are rarely used these days and carrying large amounts of cash is not advisable. Learn about the U.S. banking system and decide how you’re going to access money in the states.
Type | Use | Considerations | Recommendations |
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Checking Account |
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ATM |
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Be aware of fees for using an ATM that doesn’t belong to your bank Some banks are located only in specific states, so find out where the bank’s branches are located before opening an account | |
Debit card/ Check card/ ATM card |
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Some banks charge for use of card | |
Credit Card |
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Must have social security number to apply for credit card. You can get a social security number by being employed. International students are often denied a credit card because there is a risk they will leave the country without paying |
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